Credit card fraud and identity theft can feel troubling and threaten your financial health. Fortunately, security measures like credit monitoring can provide peace of mind. Credit monitoring services may help you identify suspicious activity on your credit card so you can help stop further fraud in its tracks. Some people invest in a credit monitoring service to prepare for a major purchase that requires a specific credit score, like buying a home. However, identity monitoring and credit monitoring could be essential parts of anyone’s personal security toolbox.
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What are Credit Monitoring Services?
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No impact to your credit score
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- Key changes include: New accounts, credit inquiries, address changes, potentially negative information such as delinquencies, and public records This product can only be agreed upon, purchased and delivered online. It is optional and voluntary. Full Terms and Conditionsopens modal dialog
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Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). 1271 Ave of the Americas FL 37, New York, NY 10020-1304. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
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There is no hard inquiry to your credit report to check if you’re pre-approved. If you’re pre-approved, and you move forward with submitting an application for the credit card, it will result in a hard inquiry which may impact your credit score. Receiving a pre-approval offer does not guarantee approval. Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card.
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Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.