When a credit card is past due, it means that you’ve failed to pay your card’s minimum payment amount by the due date. Late payments can come with certain consequences, including late fees, interest accrued on the credit card balance, and potential negative impacts to your credit score. However, there are numerous ways to avoid missing your due date in the first place, and things you can do if you’ve missed a monthly payment. Make sure you understand what happens when you miss a credit card payment and that you’re well-versed on how to use your credit card responsibly.

What Happens If My Credit Card Payment Is Late?
6 min read
Last Updated: September 25, 2024
Next steps

See if you're pre-approved

View all Discover credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/content-fragments/disclosures/card-smarts--legal-disclaimer.