Establishing healthy credit early in life is invaluable, as it lays the foundation for financial stability. However, the Credit CARD Act of 2009 places restrictions on credit card access for young adults under 21, which can make it more challenging for younger students to start building credit independently.

Applying for a Student Credit Card with a Cosigner
8 min read
Last Updated: April 2, 2025
Next steps

See if you're pre-approved

Learn about Discover student credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?