They say that travel is about the journey, not the destination. And if you travel regularly, you know that small comforts on that journey are essential to a good experience—especially if those comforts include discounts or rewards. For an avid traveler, the benefits of a travel credit card make having one a good investment.
So, just what is a travel credit card? Travel cards give you the opportunity to earn Miles, rewards, or points on qualifying purchases that you make with your card. Depending on the issuer, these rewards can then be redeemed for a statement credit, travel bookings, and more. Some cards even allow redemption on non-travel-related expenses.
Further, a co-branded travel card (that’s a credit card that is issued by a bank in partnership with an airline, hotel, or other hospitality brand) lets you earn rewards when you're loyal to their specific airline or hotel brand. Because of that, some people carry more than one travel card and use the combined benefits to achieve ultimate rewards.
What is a Travel Credit Card?
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Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account.
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Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Each Mile is equal to $0.01. Miles cannot be redeemed directly with a specific airline carrier. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.
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Discover Acceptance: Merchant acceptance rates vary by country. Prior to international travel, check Discover’s acceptance map. Register your travel plans to minimize purchase interruptions.
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