Getting a credit card
Discover it® Student Cash Back vs. Discover it® Student Chrome contents
Table of contents
See a side-by-side comparison of the Discover it® Student Cash Back and Chrome cards.
Learn about different ways to earn rewards for using your card.
Determine which card is right for you.
Are you looking for your first credit card? You might want to compare cards by their features. The Discover it® Student Cash Back and Discover it® Student Chrome are excellent options for student credit cards because they have no annual fee and a low intro APR. Although these student cards are similar, each offers different ways to earn rewards.
The ideal card for you will depend on your financial needs. You might want to maximize your benefits by comparing the rewards of each card—including key features like Cashback Match. As a new cardmember, you can get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.2
Below, you’ll find a detailed comparison chart to help you decide which Discover student card is the best fit for you. While most factors are the same, the big difference is the rewards rate. What’s important to you? Think about factors like annual fees, cash back rewards, and more as you search for the right card for your needs.
Discover it®
Student Cash Back
Discover it®
Student Chrome
Rewards RateEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.1
Cashback MatchDiscover automatically matches the cash back you’ve earned
on your credit card at the end of your first year.2$0 Fraud LiabilityYou're never held responsible for unauthorized purchases on your Discover Card.3Referral BonusRefer a friend and get a $100 statement credit.
Eligibility requirements apply. See terms and conditions.4
There are similarities between the Discover Student Chrome and the Discover Student Cash Back cards. Here are a few examples of some perks and benefits that both student cards have to offer cardmembers:
The primary differences between Student Cash Back and Chrome are the types of purchases they reward and the rates applied to those rewards. depending on how you use your card, one may offer better rewards for you.
Earn top-tier rewards and build your credit history with a Discover student credit card6
![Discover it credit card]()
The Discover it® Student Chrome card is ideal for students who:
The Discover it® Student Cash Back card may be the right choice for you if:
Whichever card you choose will help build your credit with responsible use.6 With no annual fees and generous rewards, both Discover it® cards are ideal for students. It’s never too early to begin your credit-building journey, but the best card option for you depends on your personal spending habits.
Students: See if you’re Pre-approved
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