If you view your credit report, you’ll see rows of information about your credit cards, loans, and other accounts. Credit professionals call those sections your tradelines (sometimes written as “trade lines”). Your tradelines play a vital role in determining your credit score, so understanding how they work could help you improve your credit.

What Are Credit Tradelines?
4 min read
Last Updated: March 7, 2025
Next steps

See if you're pre-approved

View all Discover credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?