If you’re considering getting your first credit card, you might wonder what age you can get a credit card when you can apply. While you’re allowed to get a credit card at 18, the type of credit card you qualify for depends on your income and a few other factors. But you don’t need income to become an authorized user on someone else’s credit card account, and teens under 18 may even qualify to become authorized users. Read on to learn more about your options.
When can you get a Credit Card?
Last Updated: January 10, 2024
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- Secured CLI with Grad Transparency Claim & Proximity Rules: Monthly reviews start your seventh month as a customer. We will refund your security deposit if you have made all payments on time for the last six consecutive billing cycles on all your Discover accounts including any loans, and you’ve remained in “good status” on all credit accounts you are responsible for whether they are Discover accounts or not. “Good status” means: (1) your credit report shows no delinquencies, charge-offs, repossessions, or bankruptcies for the six months prior to our review; and (2) your Discover Secured Card is not in a prohibited status at the time of our review, including, but not limited to: closed, revoked, suspended, subject to tax levy, garnishment, deceased, lost/stolen, or fraud. Monthly reviews may be delayed if you change your payment due date. When you qualify to upgrade to a standard, ‘unsecured card’, Discover will also consider you for a credit line increase. We typically process your refund in 2-3 business days based on your delivery preference. If you close your account and pay in full, we’ll return your deposit within two billing cycles plus ten days.
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