A maxed-out credit card is a credit card with a balance equal to the credit limit. So, if the credit limit on your credit card is $3,000 and you’ve spent that amount without paying anything toward the balance, you have a maxed-out credit card.

What is a Maxed-Out Credit Card?
7 min read
Last Updated: November 15, 2024
Next steps

See if you're pre-approved

View all Discover credit cards
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?