Cash Back Credit Cards
Find the best Discover cash back credit card for you
We’ll automatically match all the cash back you’ve earned at the end of your first year. There is no limit to how much we’ll match.1
Earn 5% cash back on everyday purchases at
different places you shop each quarter like
Grocery stores
Restaurants
Gas stations
up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
Earn 2% cash back at
Gas Stations
Restaurants (including cafes and fast-food)
on up to $1,000 in combined purchases each quarter, automatically.2
Earn unlimited 1% cash back on all other purchases.
Benefits of Discover cash back credit cards
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.1
Your cash back never expires. Redeem your rewards for cash at any time.5
Discover is accepted nationwide by 99% of places that take credit cards.3
You're never responsible for unauthorized purchases on your Discover Card.8
We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.10
You can talk to a real person from our customer service team any time.11
Viewing your Credit Scorecard will never impact your FICO® Score.4
How to choose the best cash back credit card for you
Cash back credit cards may provide extra rewards on select categories. Discover cash back credit cards let you earn cash back on every purchase, with a higher percentage of cash back in select categories.
Your credit history will help determine which cash back credit card you qualify for. People with excellent credit may qualify for a low intro APR cash back rewards card. If you don’t have excellent credit, build your credit history with the Discover it Secured Credit Card.12
Low Intro APR
0% Intro APR† for 15 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until July 10, 2025. Then 18.24% to 27.24% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
Ready to apply for a Discover credit card?
Bring your Discover account with you
on-the-go
Use your Discover student login to set alerts, viewing your Credit Scorecard will never impact your FICO® Score4 and more, all from your smartphone or tablet.
