Compare Credit Cards

Compare Discover Credit Cards with Competition

Choose the Discover Card that best fits you and easily compare it to other industry-leading cards.

See if you’re pre-approved with no harm to your credit score8

How to compare credit cards

Here are some important factors to consider when comparing credit cards:

Two women laugh together as one of them holds shopping bags in her hand
Two women laugh together as one of them holds shopping bags in her hand

The APR is the interest rate your credit card company uses to determine any interest you may owe. You can also compare introductory and penalty APRs on cards.

A man and woman sitting together each holding a mug while looking at the man's phone
A man and woman sitting together each holding a mug while looking at the man's phone

Does the card have an annual fee just for using the card? Are there penalty fees for missed payments? Also, compare balance transfer and cash advance fees.

Young couple shares a laugh while having ice cream together
Young couple shares a laugh while having ice cream together

Compare credit card reward offers, like what type (cash back, miles) and how much you can earn. Also, does the card fit your normal spending habits? Compare the categories you spend the most in and the rewards you can get from each card in those categories. For example, can you earn more cash back on gas and restaurant purchases on one card compared to another?

Young girl laughs while carrying a shopping bag and purse
Young girl laughs while carrying a shopping bag and purse

Compare which cards offer a bonus just for signing up, such as matching all the cash back or miles you’ve earned within a certain time period after opening an account.

A man wearing a hat puts a camera to his eye to take a photo
A man wearing a hat puts a camera to his eye to take a photo

Compare how and when you can redeem your rewards. Is there a minimum amount you can redeem? For airline rewards, are there restrictions for which airline you can use or blackout dates?

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Compare our credit cards’ benefits

Consider our premium benefits when comparing credit cards.

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See if you're pre-approved for a Discover card

There is no harm to your credit score to check for pre-approval8.

 

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Discover Card Comparison FAQs

When you compare credit cards, consider which is the best rewards credit card for how you spend. Do you prefer the straightforward rewards of cash back credit cards? Or do travel credit cards suit your spending better? Also, see which fees you can avoid. And keep in mind what your credit history looks like today. If you want credit cards for good credit or excellent credit, Discover has Cash Back Credit Cards and a Travel Credit Card. If you’re building your credit history, Discover offers a Secured Credit Card. Discover also has Student Credit Cards.

If you’re a student looking to build a credit history,9 one of the Discover Student Credit Cards can help. If you’re not a student, and you want to build your credit history,6 Discover offers a Secured Credit Card that differs from standard, unsecured credit cards because you provide a deposit to ‘secure’ your credit line.

Every Discover Card provides rewards on every purchase, every day. The best rewards credit card for you will be the one that rewards you most where you like to shop. See the Discover Cash Back Credit Cards or our Travel Credit Card to find a great rewards credit card.

If you’re just starting out with credit, you may be a student. Take a look at the Discover Student Credit Cards to build your credit history. If you’re not a student, our Secured Credit Card can help you build your credit history as well.

Learn more about credit cards

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