Long-term events
- Involuntary unemployment
- Disability
- Hospitalization
- Leave of absence (for childcare, family care, or military call of duty)
- Federal or state disaster
- Death of a child, spouse, or domestic partner
Discover Payment Protection
This product is only available to cardmembers that are already enrolled. Check your statement or log in if you're not sure.
Payment Protection members can activate a benefit by calling 800-290-9895
Peace of mind through life's ups and downs
With Discover Payment Protection, we'll let you pause minimum monthly payments on your Discover® Card—up to 24 months for qualifying long-term events and up to 3 months for qualifying short-term events.
Short-term events
- Marriage
- Moving
- Childbirth or adoption
- Divorce
- Graduation
- Retirement
- New job or job promotion
Download Reference GuideDon’t worry about these fees while on an active benefit
No Interest Charges
No Late Fees
No Payment Protection Fee
Plus, you can cancel up to $25,000 of your balance in the event of your death.
Limits and policy terms vary by product level and this benefit is not available in AL, IA, IN, MT, or NV.
Payment Protection members can activate a benefit by calling 800-290-9895
Frequently asked questions
No, enrollment in Discover Payment Protection is no longer available. You must already be enrolled in the program to activate a benefit. To check if you're enrolled, please look at a recent statement or log into your account.
When you enroll in Payment Protection, you're eligible for up to 24 months for qualifying long-term benefits and up to three months for qualifying short-term benefits. Download our Reference Guide to see what benefits you may qualify for.
Log in to your account to view or cancel your Payment Protection service.