Compare Credit Cards

Compare Discover Credit Cards with Competition

Choose the Discover Card that best fits you and easily compare it to other industry-leading cards.

See if you’re pre-approved with no harm to your credit score8

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Discover it® Cashback Credit Card
Cash Back Credit Card

Get cash back at different places.

 

★★★★★
★★★★★
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Discover it® Student Cash Back Credit Card
Student Cash Back

Get the card for now and for whatever is next. 

★★★★★
★★★★★
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Discover it® Secured Credit Card
Secured Credit Card

Build a credit history.6 Earn rewards on a real credit card.

★★★★★
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How to compare credit cards

Here are some important factors to consider when comparing credit cards:

Two women laugh together as one of them holds shopping bags in her hand
Two women laugh together as one of them holds shopping bags in her hand

The APR is the interest rate your credit card company uses to determine any interest you may owe. You can also compare introductory and penalty APRs on cards.

A man and woman sitting together each holding a mug while looking at the man's phone
A man and woman sitting together each holding a mug while looking at the man's phone

Does the card have an annual fee just for using the card? Are there penalty fees for missed payments? Also, compare balance transfer and cash advance fees.

Young couple shares a laugh while having ice cream together
Young couple shares a laugh while having ice cream together

Compare credit card reward offers, like what type (cash back, miles) and how much you can earn. Also, does the card fit your normal spending habits? Compare the categories you spend the most in and the rewards you can get from each card in those categories. For example, can you earn more cash back on gas and restaurant purchases on one card compared to another?

Young girl laughs while carrying a shopping bag and purse
Young girl laughs while carrying a shopping bag and purse

Compare which cards offer a bonus just for signing up, such as matching all the cash back or miles you’ve earned within a certain time period after opening an account.

A man wearing a hat puts a camera to his eye to take a photo
A man wearing a hat puts a camera to his eye to take a photo

Compare how and when you can redeem your rewards. Is there a minimum amount you can redeem? For airline rewards, are there restrictions for which airline you can use or blackout dates?

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Browse Discover Cards

†See rates, rewards and other info

Compare our credit cards’ benefits

Consider our premium benefits when comparing credit cards.

Unlimited Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1

Online Privacy Protection

We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.2

100% U.S. Based Customer Service

You can talk to a real person from our customer service team any time.7

99% Nationwide Acceptance

Discover is accepted nationwide by 99% of places that take credit cards.3

No annual fee
Discover has no annual fee on any of our cards.
Free access to credit score

Viewing your Credit Scorecard will never impact your FICO® Score.4

Inward Curve

See if you're pre-approved for a Discover card

There is no harm to your credit score to check for pre-approval8.

 

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Inward Curve

Discover Card Comparison FAQs

When you compare credit cards, consider which is the best rewards credit card for how you spend. Do you prefer the straightforward rewards of cash back credit cards? Or do travel credit cards suit your spending better? Also, see which fees you can avoid. And keep in mind what your credit history looks like today. If you want credit cards for good credit or excellent credit, Discover has Cash Back Credit Cards and a Travel Credit Card. If you’re building your credit history, Discover offers a Secured Credit Card. Discover also has Student Credit Cards.

If you’re a student looking to build a credit history,9 one of the Discover Student Credit Cards can help. If you’re not a student, and you want to build your credit history,6 Discover offers a Secured Credit Card that differs from standard, unsecured credit cards because you provide a deposit to ‘secure’ your credit line.

Every Discover Card provides rewards on every purchase, every day. The best rewards credit card for you will be the one that rewards you most where you like to shop. See the Discover Cash Back Credit Cards or our Travel Credit Card to find a great rewards credit card.

If you’re just starting out with credit, you may be a student. Take a look at the Discover Student Credit Cards to build your credit history. If you’re not a student, our Secured Credit Card can help you build your credit history as well.

There’s no single answer to the question “How many credit cards should I have?” But you may want to check if you have the best rewards credit card for how you spend and where you shop. Also, take a look at the fees on your card. At Discover, we make sure all our rewards credit cards give you Cash Back or Miles on every single purchase. And all our cards have no annual fee. Also, according to the February 2023 issue of the Nilson Report, Discover is accepted nationwide by 99% of places that take credit cards. So if you do want one card you can count on, check out our Cash Back Credit Cards or our Travel Credit Card to find your favorite.

Your credit history is one of many factors Discover considers in your application. If you want to see if you’re pre-approved for a Discover Card, you can check for pre-approved offers with no harm to your credit score.8 If you don’t qualify for one of our standard cards, our Secured Credit Card may be a great way for you to build your credit history.

Discover offers 7 credit cards for different credit and rewards needs. The Discover it® Cash Back credit card is a great choice for people with good to excellent credit. We also offer the Discover it® Miles Travel Card, Discover it® Chrome Gas and Restaurants Card and NHL® Discover it® Card. Students can choose a cash back credit card or gas & restaurant credit card. And the Discover it® Secured Card is for people looking to build a credit history.

Learn more about credit cards

Types of Credit Cards >

 

Different types of credit cards have different rewards programs, interest rates and eligibility criteria. Here's how to decide which is best for you.

When Can You Get a Credit Card? >

 

Learn when you can get a credit card, how to get a credit card when you're eligible, and what kind of credit card you can get before you're 18.

What Credit Card Do I Qualify For? >

 

Find out which credit cards you qualify for by trying an online card pre-approved tool, checking doesn't impact your credit score and can personalize your offer.

View all Articles on Getting a Credit Card
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