Not paying a credit card bill can have a serious impact on your credit score, which might make it difficult to secure future lines of credit. If you think you're going to miss your monthly credit card payment, reach out to your credit card issuer to see if they'll set up a repayment plan.
Consider these repercussions and scenarios for what happens if you don’t pay your credit card, which can vary depending on how late your payment is and your credit card company’s terms and conditions.
What Happens If You Don’t Pay a Credit Card?
Next steps
See rates, rewards and other info
You may also be interested in
Was this article helpful?
Was this article helpful?
-
Build credit with responsible use(Secured): Discover reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.
-
Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.