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Using your credit card

Smart credit management is easy with guidance for using your credit card wisely.

A man sits in a garden holding a yellow notebook.

What Happens If You Don’t Pay a Credit Card?

Find out what happens if you don’t pay your credit card, including information on late fees and what could happen to your future credit card bills

3 min read

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Managing Multiple Credit Cards

Explore if it’s good to have multiple credit cards and the best strategies for managing multiple credit cards.

5 min read

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Why Isn’t My Credit Card Working?

3 min read

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How Can I Finance a Home Addition?

4 min read

Three individuals sit by one another each looking at a laptop screen.

Should I Change My Credit Card Due Date?

3 min read

A person sits on the floor holding fanned-out credit cards in their hand with scattered papers and a calculator in front of them.

What Happens If I Can’t Pay My Credit Card?

6 min read

Young woman sits at a desk while holding a pen and paper in her hands

How to Save Money Fast

5 min read

Smiling woman uses laptop at kitchen table covered with papers, a pen, and a coffee cup.

Does Paying Rent Build Your Credit?

3 min read

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Credit Card Fraud and Credit Card Fraud Prevention

5 min read

Some car dealerships may allow you to pay for part of your car purchase with a credit card.

Can You Buy a Car with a Credit Card

5 min read

Father works on laptop as his son walks around the living room in the background.

How to Start Building Credit with a Credit Card

7 min read

Three students with backpacks have an animated conversation in front of a bookshelf.

How to Build Credit at 18

8 min read

Florist stands in the doorway of her store.

How Do I Know Which Credit Card to Pay Off First?

5 min read

A woman loads groceries into her car.

How to Shop for Groceries on a Budget

5 min read

Discover it credit card

Why Discover?

Earn 5% cashback on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.