Earn 5% cash back
on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
Rewards Credit Cards
Get cash back or travel rewards
Every Discover Card lets you earn rewards on every purchase, with no annual fee.
Choose the best Discover rewards card for you
What types of credit card rewards can you get? All Discover rewards credit cards come with the same suite of security and service features. All Discover cards have no annual fee, and Discover is the only major credit card that gives all cardmembers an unlimited match of all the cash back earned at the end of their first year.1 No matter which card fits you best, a Discover rewards credit card gives you Miles or cash back with every purchase.
Discover Cards give you cash back on everyday purchases, and some give extra cash back in special categories.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
New Intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Earn 5% cash back
on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
x% Intro APR† for x months on purchases.
Then x% to x% Standard Variable Purchase APR will apply.
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
New Intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Earn 5% cash back
on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.
Plus, earn 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
New Intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
If you like to travel, or if you find that you spend your money in a lot of varied places throughout the month, the Discover it® Miles Card might have the best rewards structure for you with 1.5X Miles on every dollar of every purchase.11
Earn unlimited 1.5x Miles
on every dollar of every purchase11— from hotels to groceries and online shopping.
Unlimited Discover Match®
We’ll automatically match all the Miles you’ve earned at the end of your first year.1 There's no signing up, no minimum spending or maximum rewards. Just a Mile-for-Mile match.
x% Intro APR† for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
New Intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Or, if you find that you tend to spend most of your money on fuel at gas stations or food at restaurants throughout the year, you might prefer the Discover it® Chrome Card that lets you earn 2% Cashback Bonus® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.2
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
New Intro APR
x% Intro APR† for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x.
Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Earn 2% Cashback Bonus®
at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.2
Plus, earn unlimited 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match.1
x% Intro APR† for x months on purchases.
Then x% to x% Standard Variable Purchase APR will apply.
How can you make the most of a rewards credit card?
Think about your immediate and your long-term needs. Do you need a balance transfer or a low intro APR? And after account opening, does your card reward you for the purchases you are most likely to make? Does the card have good security, customer service, and an annual fee that you can afford?
There are two factors to consider with any credit card rewards program: how you can earn and how you can redeem. You want to earn rewards where you spend money most frequently. But redeeming is almost more important: make sure your rewards are worth the same or more when you redeem them, and that you can use them in ways that are meaningful to you (things like cash, a statement credit to pay yourself back for travel, to make purchases at merchants, to get gift cards to your favorite brands, etc.).
Some rewards credit cards, like the Discover it® Cash Back credit card, have a base rewards earning rate AND extra rewards on certain purchases. Make sure you know when those bonus categories are active and how to maximize rewards on eligible purchases. Plus, once you have the rewards card you may be able to add it to your mobile wallet to make sure you always have it on hand to use and earn.
No matter what rewards credit card you have, remember that the reward percentage you earn likely isn't as much as what you are charged in interest on purchases. By paying your balance in full and on time, you avoid any interest charges that could cost you more than the rewards you racked up.
How can you redeem your credit card rewards?
Use your rewards to shop for what you need or want. Earn cash back you can spend with Discover. One dollar earned is worth one dollar you can spend.5 And 100 Miles = $1 to redeem6.
You can redeem your rewards for cash or a statement credit. Discover lets you turn your rewards into cash or a statement credit. Redeem any amount, any time.7
Discover cash back credit cards also let you redeem for gift cards to popular brands. Get gift cards with at least 5% added value on every card.
Your rewards never expire.7
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