Discover it® Student Cash Back

Earn rewards and build a credit history3

Apply and Choose a Design

No annual fee. No credit score required to apply*

Discover Credit Card Designs

Discover Student Cash Back Card reviews

★★★★★
★★★★★

x Average of x Reviews

See how we calculate our ratings

This card made it easy for me to learn about how to use a credit card while also earning cash back! It was super convenient to control from the app and gain a full understanding of everything the card had to offer.


One of 1,500+ 5-star reviews as 5/24

I needed some things for myself at the last minute for an emergency and I'm so glad I had this for back up.

 

One of 1,500+ 5-star reviews as 7/24

This card is super easy to manage and has so many great features! This is my go to credit card, and I recommended it to all my friends!


One of 1,500+ 5-star reviews as 1/24

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Discover it® Student Cash Back Card Benefits

5%
Cash Back
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
5% Cashback Calendar
Unlimited
Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200.1

Redeem
Rewards your way

Redeem your rewards for cash at any time.12 Even use your rewards to shop for whatever you need at Amazon.com8 or at millions of online stores with PayPal.9

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Inward Curve
Inward Curve

Where can you get 5% cash back today?

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99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.2

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99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.2

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Discover it® Student Credit Card FAQs

While paying a bill can be daunting, Discover offers convenient email and text alerts you can activate to help you when the following happens:

        a. Your statement is available.

        b. Your minimum payment is due.

        c. Your payment is posted.      

        d. Your card is declined.

        e. Merchant refund is posted.

        f. Balance transfer is posted.

 

These alerts can also be cancelled at any time. Interested? You can sign up here

When you graduate, call us to update your income and housing information, and you may become eligible for credit line increases.

Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases.

While the concept of "building credit" may sound like a lot of hard work, it's a fairly simple process. These are ways to build your credit responsibly.3

  • Make all payments on-time
  • Either pay your balance in full, or try to pay more than your minimum each month
  • Avoid carrying a balance -- meaning you pay your balance in full and on time each month -- in order to avoid paying interest on purchase.

To compare student cash back credit cards, look at the percentage of cash back each card offers, whether there's an annual fee, and what APR you'll pay on purchases. If you plan to travel outside the U.S., check whether there are foreign transaction fees. The Discover it Student Card has no annual fee, and it offers a low intro APR.
Discover Credit Card Designs

Which Discover it® Card design fits your style?

Choose from several colorful card designs when you apply to become a cardmember. Go ahead – express yourself.

Apply and Pick a Design Apply and Pick a Design

Designed just for students

x% Intro APR†for x months on purchases. Then x% to x% Standard Variable Purchase APR will apply.

†See rates, rewards, fees, and other cost information > , Opens new window
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Discover it® Student Cash Back Card French bulldog design
Inward Curve

Bring your Discover account with you on-the-go

Use your Discover student login to set alerts, viewing your Credit Scorecard will never impact your FICO® Score4 and more, all from your smartphone or tablet.

 

Online Privacy Protection: We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover app.11

Track and redeem cashback reward

Easily message us for customer service right from our app

Free Social Security number alerts: Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. 5 Activate for free.

Freeze it® - If you misplace your card, you can prevent new purchases, cash advances, and balance transfers in seconds with the Freeze it® on/off switch on our mobile app and website.6

mobile phone displaying Discover app
young woman in yellow shirt looks at her phone in one hand and holds mobile tablet in the other hand

Over 500,000 new student cardmembers referred by their friends since 2020

Refer a friend and get a statement credit for each friend who becomes a cardmember. Eligibility requirements apply. See terms and conditions.7

Looking to get started with a student cash back card?

See how the Discover it® Student Cash Back Card is a great place to start.

How Do I Choose a Credit Card for My Teenager? >

 

Credit card, secured or student credit card - what’s best for your teen? What they need to know before getting their first credit card.

Are You Ready for Your First Credit Card? >

 

Learn whether you’re ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit history.3

How to Get Your First Credit Card: A 7-Step Guide? >

 

From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card.

Apply Now
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