How to use your home's equity for a loan or line of credit in California
For homeowners in California, a home equity loan (sometimes known as a second mortgage) can be a great way to use a home’s equity to meet your financial needs.
Market Insights
Get updates about interest rates, mortgage trends, and factors that may impact your borrowing decisions from our collection of analysis and insights.
Low Fixed Rates
- Main
-
Start your application online or give us a call.
1-855-361-3435Loan Payment Example Disclosure
For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.
- Main
-
- PO Box 29029
- Phoenix, AZ 85038-9029
RESOURCE LINKS
ALL PRODUCTS
.svg){kind=icon}
- Main
-
- Home loans made by Discover Bank.
- ©2025 Discover Bank, Member FDIC | NMLS ID 684042
It pays to Discover