Loan Amount Calculator

Estimate the amount you may be eligible to borrow with a home equity loan or mortgage refinance.

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You may qualify for these loan options  

Home Equity Loan

Discover Home Loans offers loans from $35,000 - $300,000 up to 90% CLTV for qualified borrowers.

 Based on the details you entered, a home equity loan with Discover is not currently available. You may qualify for a personal loan

 

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Mortgage Refinance

Discover Home Loans offers loans from $35,000 - $300,000 up to 90% CLTV for qualified borrowers.

Based on the details you entered, a mortgage refinance with Discover is not currently available. 

 

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Wondering what your loan rate and payment might look like? Visit our monthly payment calculator.

We’re unable to find an option for you based on your information.

Discover Home Loans offers loans between $35,000 and $300,000 up to 90% combined loan-to-value (CLTV) for qualified borrowers. Based on the information you submitted, your CLTV ratio is outside of our loan guidelines. 

Check out these resources to learn more

Your credit score may qualify you for a personal loan as an alternative borrowing option. Visit Discover Personal Loans for more information.

Discover Home Loans requires a credit score of 660 or higher to qualify.

Check out these resources for tips on improving your credit score

Discover Home Loans offers loans from $35,000 - $300,000 up to 90% CLTV (combined loan-to-value) to qualified borrowers. Based on your estimated home value, mortgage balance, and credit score range, your potential loan amount is outside of our borrowing limits.

Check out these resources for tips on qualifying for a home loan

Your credit score may qualify you for a personal loan as an alternative borrowing option. Visit Discover Personal Loans for more information.

Loan amount calculator questions & answers

Main

Our mortgage loan amount calculator estimates how much you may be able to borrow if you apply for a home equity loan or mortgage refinance from Discover® Home Loans. The calculator gives you an estimated loan amount range for both of these options based on your personal circumstances and other factors, helping you choose the right financing product.

Interactive calculators and information are intended as self-help tools for your independent use and are for educational purposes only. Results are estimates, and we cannot guarantee their accuracy or applicability to your specific circumstances.

Loan Payment Example Disclosure

For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.