![Family in their home discussing taking out a home equity loan and what the requirements are](/content/experience-fragments/dfs/dfs-home-loans/home-equity-loan-requirements/heroimage-home-equity-loan-requirements-01/master/_jcr_content/root/image.coreimg.90.940.jpeg/1614199909663/relaxed-multi-racial-family-at-home-cooking-family-meal-on-kitchen-work-surface.jpeg)
Home Loan Rates
Know exactly how much to budget for with a low fixed rate on your home equity loan or mortgage refinance
Our Home Loan RatesAPR Disclosure |
|
Home Equity Loan1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Mortgage Refinance1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Loan Amounts |
$35,000-$300,000 |
Payments |
Fixed Monthly Payments |
Terms |
10, 15, 20 & 30 Years
|
Application Fees |
$0 |
Origination Fees |
$0 |
Appraisal Fees |
$0 |
Costs required at closing |
$0 |
Looking to tap into your equity?
Looking to tap into your equity?
![list](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrateshomeloanoffers-mobile-02/_jcr_content/root/container/container_copy_copy/container/container/image.coreimg.90.940.jpeg/1614199909626/homeequity-rates.jpeg)
Keep your current mortgage and take out money from your home equity.
![list](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrateshomeloanoffers-mobile-02/_jcr_content/root/container/container_copy_copy/container_copy_802040786/container/image.coreimg.90.940.jpeg/1614199903535/refinance.jpeg)
Get a new rate and borrow from your equity with a cash out refinance.
Achieve your goals with a new home loan
![Man installing thermal roof insulation layer - using mineral wool panels. Attic renovation and insulation concept](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_0/container/image_copy_1555240642.coreimg.90.940.jpeg/1614199882695/homeloanrates-oneloan-1.jpeg)
Home Improvements
Access cash from your home equity to fund your next home improvement project.
![Close up of unrecognizable woman using calculator while going through bills and home finances.](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_1/container/image_copy_668967956.coreimg.90.940.jpeg/1614199867909/homeloanrates-oneloan-2.jpeg)
Debt Consolidation
Combine multiple high-interest debts into a single monthly payment with a low, fixed rate.
![Happy mature couple reading a document. The couple is sitting in the kitchen.](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209/par_2/container/image_copy_1877859131.coreimg.90.940.jpeg/1614199884770/homeloanrates-oneloan-3.jpeg)
Mortgage Refinancing
A mortgage refinance may provide you with better terms than your current mortgage.
![Hispanic mother hugging college graduate daughter](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209_1951730463/par_0/container/image_copy_1555240642.coreimg.90.940.jpeg/1693388435367/homeloanrates-oneloan-4.jpeg)
Pay for College
Unlock home equity to cover higher education costs for yourself or a loved one.
![Bride and groom in the altar](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209_1951730463/par_1/container/image_copy_668967956.coreimg.90.940.jpeg/1693388505135/homeloanrates-oneloan-5.jpeg)
Weddings
Finance your dream wedding using a home equity loan with a fixed monthly payment.
![Serious African American couple discussing paper documents, sitting together on couch at home, man and woman checking bills, bank account balance, terms of contract, mortgage, loan agreement](/content/experience-fragments/dfs/dfs-home-loans/rates/homeloanrates-xf-01/homeloanrates-xf-06/_jcr_content/root/container_copy/container/colctrlcomp_copy_209_1951730463/par_2/container/image_copy_1877859131.coreimg.90.940.jpeg/1693388444961/homeloanrates-oneloan-6.jpeg)
Major Expenses
Access cash to pay for life's big adventures and unexpected events.
Learn more about your loan options
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Start your application online or give us a call.
Loan Payment Example Disclosure
For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.