Home Loan Rates
Know exactly how much to budget for with a low fixed rate on your home equity loan or mortgage refinance
Our Home Loan RatesAPR Disclosure |
|
Home Equity Loan1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Mortgage Refinance1st Lien: x.xx% - x.xx% APR2nd Lien: x.xx% - x.xx% APR |
Loan Amounts |
Starting at $35,000 |
Payments |
Fixed Monthly Payments |
Terms |
10, 15, 20 & 30 Years
|
Application Fees |
$0 |
Origination Fees |
$0 |
Appraisal Fees |
$0 |
Costs required at closing |
$0 |
Looking to tap into your equity?
Looking to tap into your equity?
Keep your current mortgage and take out money from your home equity.
Get a new rate and borrow from your equity with a cash out refinance.
Achieve your goals with a new home loan
Home Improvements
Access cash from your home equity to fund your next home improvement project.
Debt Consolidation
Combine multiple high-interest debts into a single monthly payment with a low, fixed rate.
Mortgage Refinancing
A mortgage refinance may provide you with better terms than your current mortgage.
Pay for College
Unlock home equity to cover higher education costs for yourself or a loved one.
Weddings
Finance your dream wedding using a home equity loan with a fixed monthly payment.
Major Expenses
Access cash to pay for life's big adventures and unexpected events.
Learn more about your loan options
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Start your application online or give us a call.
Discover Home Loans Restrictions and Details
We do not lend in IA or MD. You are not guaranteed approval. Once you apply and submit your credit and property information, we will confirm your eligibility. We don’t lend on cooperatives, condotels, investment properties, log homes, manufactured homes, mobile homes, or secondary homes. We will only originate one 1st lien mortgage per property per 12-month period. The maximum loan amount you qualify for will depend on additional factors, including type of loan, lien position, loan-to-value and your credit history. We may change rates, program terms, and conditions without notice. Discover Card accounts may not be paid off with this home loan. All loan programs are offered by Discover Bank, 2500 Lake Cook Road, Riverwoods, IL 60015. NMLS ID 684042.
Loan Payment Example Disclosure
For example, if you borrowed $60,000 for a 20 year term at 8.86% APR, your fixed monthly payments would be $534.45.
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- PO Box 29029
- Phoenix, AZ 85038-9029
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Home loans made by Discover Bank.
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