Mobile Check Deposit

Mobile check deposit enables you to use a compatible mobile device to upload an image of a check or other eligible paper item for deposit to your Discover checking, online savings, or money market accounts. There is no charge for the service.

There are no fees from Discover to use this service, however, message and data rates may apply.​

There is no limit on the number of checks you can deposit.

For mobile check deposits, you have a monthly dollar limit across all of your accounts. You can see your monthly limit and remaining amount within the mobile check deposit screens. Certain account types may be subject to lower monthly limits. These limits may change over time without prior notice.

All payees should sign the back of the check in the designated endorsement section. ​

Funds availability depends on the type of check, day and time of the deposit, and whether you're a new or existing customer. You may check your account via the Discover mobile app or website for the status of your deposit and the availability of the funds for withdrawal, however, please be aware that funds availability depends on the type of check. Please see Section 7 of the Mobile Check Deposit Service User Agreement Addendum for more details on availability of checks submitted through Mobile Check Deposit.

You should save your check for 10 business days from the date of your deposit and verify that your check(s) posted to your account before destroying it.​