The 5 benefits of online banking

Ask anyone what comes to mind when they think of things that make their lives easier, and they’re likely to say cell phones, household appliances, or cars. Yet one of the biggest boosts to easy living in recent years has been the arrival of online banking. Just think of it. No more lines. No dealing with the post office and stamps. And no more chasing down branch managers just to find out the balance of your account.

Because your financial security, convenience, and peace of mind are top priorities for Discover^®, we strive to provide you with the highest level of online banking services.

Online banking customers enjoy instant access from their computer or mobile device to a full range of services, allowing you to:

• Check balances on accounts and view records of your transactions
• Pay bills automatically each month with easy-to-set-up auto payment
• Transfer funds between accounts
• Download or print statements for your tax or personal records
• Access your account 24/7

Online banks such as Discover offer many different types of accounts, including Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), Money Market Account and an Online Savings Account. These accounts often offer higher rates than brick-and-mortar banks. That’s because they have low overhead expenses and can pass their savings along to customers in the form of better rates. But while other banks may offer these accounts, Discover has just the right mix for you, with the returns and liquidity you demand for each unique financial goal.

Start saving with no minimum balance

Learn more

Discover Bank, Member FDIC

Online banking with Discover is also secure enough to keep your money safe and your mind at ease. Access is password protected and secured by other identity confirmations, while sophisticated encryption technology is used to prevent unauthorized access to any of your personal data. Additionally, Discover Bank, an FDIC member, offers accounts that are protected up to $250,000 per depositor, per account ownership category.

Given the growing list of conveniences and services offered through online banking, it’s no surprise that it’s grown in popularity among all age groups over the last few years. According to a Bankrate report, 71% of consumers prefer to manage their bank accounts through a mobile app or a computer.

So, if you’re not already among the growing ranks of satisfied consumers taking advantage of the many benefits of Discover’s online banking services, sign up today. Discover offers the unique combination of account access and competitive rates that will make your financial life easier to manage and help you achieve your financial goals.

Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third party or information.

The information provided herein is for informational purposes only and is not intended to be construed as professional advice. Nothing contained in this article shall give rise to, or be construed to give rise to, any obligation or liability whatsoever on the part of Discover Bank or its affiliates.