Home Improvement Loans

Construct your dream remodel with a home improvement loan

Finance home improvement or home repair costs with a personal loan up to x.

Check Your Rate Won't impact your credit score
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Rates from x to x APR
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No borrowing against your home
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No fees as long as you pay on time
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Put your home improvement loan to work

  • Remodeling and renovating

    Could add value to your home with upgrades inside or out.

  • Appliance upgrade

    Update your home appliances for efficiency and style.

  • Home repairs and fixes

    Finance unexpected repairs or cover maintenance projects.

  • Home additions

    Construct an extra room or outdoor space.

  • New furniture

    Finish off your rooms with new furniture and decor.

  • Green energy

    Upgrade your home's efficiency and save on energy costs.

Need to borrow more? Discover® Home Loans offers home equity loans between $35,000 and $300,000 (2nd lien).

Explore loan options for your home project

Check Your Rate

Frequently asked home improvement loan questions

See More FAQs

How we calculate our ratings

See Reviews

Read more about getting a Discover personal loan for home improvement projects

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Exterior Home Remodeling Projects That Could Pay Off

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What is a Home Improvement Loan?

A home improvement loan typically refers to an unsecured personal loan used to pay for home upgrades […]
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How to Plan and Pay for Your Next Home Improvement. A Homeowner’s Financial Checklist

If you are like most homeowners, you have a list of home improvement projects to tackle. Some are sm […]

See what rates you qualify for

Review loan offers in minutes with no impact to your credit score.
Check Your Rate
Or call 1-866-248-1255

PO Box 30954
Salt Lake City, UT 84130-0954

 

Your APR will be between x and x based on creditworthiness at time of application for loan terms of x-x months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.

You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.

Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.

For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card.

If your application is approved, we will send funds after you accept the loan. Your bank or creditor may take more days to process the funds.

After you check your rate, if you move forward with an application for a new Discover personal loan, you will need to consent to a hard credit inquiry that will appear on your credit report.

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