Discover Student Loans
Discover Student Loans
Student loan forgiveness and taxes: What you need to know

Financial Literacy

Student loan forgiveness and taxes: What you need to know

Learn more about student loan forgiveness programs, whether taxes may apply, and how you can prepare best for any taxes.

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Ways to reduce your student loan costs

Financial Literacy

4 min. Read

Ways to reduce your student loan costs

Ways to reduce your student loan costs

Financial Literacy

Nov 21, 2023

Looking for ways to reduce your student loan costs? See which strategies Discover Student Loans recommends to reduce costs and help you pay off your loan early.

What do I do if I can’t pay my student loans?

Financial Literacy

6 min. Read

What do I do if I can’t pay my student loans?

What do I do if I can’t pay my student loans?

Financial Literacy

Aug 31, 2023

Many people struggle with making regular student loan payments and may not be aware that there are options available. Find helpful tips on getting help paying when you need it.

Avoiding financial peer pressure

Financial Literacy

5 min. Read

Avoiding financial peer pressure

Avoiding financial peer pressure

Financial Literacy

Apr 11, 2023

Life after college brings many social opportunities, making it easy to blow your budget. However, Discover Student Loans can help you find a balance between enjoying your social life and managing personal finances.

Balancing student loan debt

Financial Literacy

4 min. Read

Balancing student loan debt

Balancing student loan debt

Financial Literacy

Apr 10, 2023

If you have debt from student loans, should you take on more to buy a house or car? Discover Student Loans helps you balance student loan debt so you can afford other costs in your financial plan.

Should you refinance student loans with a mortgage?

Financial Literacy

5 min. Read

Should you refinance student loans with a mortgage?

Should you refinance student loans with a mortgage?

Financial Literacy

Apr 10, 2023

Learn how to refinance your student loan using your home equity to pay off college. Let us highlight the risks and benefits of using home equity to pay student loans.

How to budget for retirement and student loan payments

Financial Literacy

6 min. Read

How to budget for retirement and student loan payments

How to budget for retirement and student loan payments

Financial Literacy

Apr 07, 2023

Should you be saving for retirement while trying to pay off your student loans? Discover Student Loans explains how to prioritize debt payoff and early retirement budgeting.

How I graduated college without owing a cent

Financial Literacy

6 min. Read

How I graduated college without owing a cent

How I graduated college without owing a cent

Financial Literacy

Mar 15, 2023

While loans are a viable option for paying for college, there are ways to avoid student loan debt. Discover Student Loans shares how you can graduate without owing a cent.

Creating a budget after college

Financial Literacy

0 min. Read

Creating a budget after college

Creating a budget after college

Financial Literacy

Mar 10, 2023

Creating a budget for financial planning is always important, especially after college as your career takes off. Learn how to create a budget with help from Discover Student Loans.

5 tips for living with a roommate after college

Financial Literacy

6 min. Read

5 tips for living with a roommate after college

5 tips for living with a roommate after college

Financial Literacy

Feb 04, 2023

Living with a roommate after college may be ideal for your budget, but there are many things to consider before signing a lease with another person. Discover Student Loans offers tips on how to make living with roommates a more pleasant experience.

Dating with debt

Financial Literacy

3 min. Read

Dating with debt

Dating with debt

Financial Literacy

Jan 30, 2023

Don’t let student debt hold you back from finding love. Learn how to balance debt and relationships with some tips from Discover Student Loans.

Strike out on your own: tips for renting your first apartment

Financial Literacy

5 min. Read

Strike out on your own: tips for renting your first apartment

Strike out on your own: tips for renting your first apartment

Financial Literacy

Jan 04, 2023

Living alone for the first time is an exciting step in adulthood. However, there's a lot to consider with costs and leases when renting your first apartment. Get tips from Discover Student Loans on how to strike out on your own.

A field guide to the 7 stages of life after college

Job & Career

A field guide to the 7 stages of life after college

Life after college is a huge transition. Knowing what to expect, with a little help from Discover Student Loans, can help make the transition to the real world smoother.

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What to wear to an interview

Job & Career

3 min. Read

What to wear to an interview

What to wear to an interview

Job & Career

Jun 05, 2023

Your interview attire is key for making a good impression. Learn what to wear to an interview based on the company & the dress code with Discover Student Loans.

Networking 101

Job & Career

5 min. Read

Networking 101

Networking 101

Job & Career

Jun 05, 2023

Everyone gets a little uneasy when it comes to networking. But with networking tips and advice from Discover Student Loans, it's easy to learn and it can help you take your career to the next level.

Starting a business after college

Job & Career

7 min. Read

Starting a business after college

Starting a business after college

Job & Career

Jun 02, 2023

Looking to become an entrepreneur? While starting a business after college can be financially challenging, there are plenty of funding options. Discover Student Loans helps you choose your path for financing a startup.

A guide to landing your first job

Job & Career

6 min. Read

A guide to landing your first job

A guide to landing your first job

Job & Career

May 23, 2023

Most recent college graduates have experience with internships and part-time jobs. However, there's plenty to learn when seeking your first job after college. Read tips from Discover Student Loans for getting a job after graduating.

7 tips for acing an interview

Job & Career

6 min. Read

7 tips for acing an interview

7 tips for acing an interview

Job & Career

May 23, 2023

It's only natural to feel nervous for an interview, especially for your first job interview after college. Learn how to ace an interview with interviewing tips from Discover Student Loans.

Tanked the job interview? Here's how to recover

Job & Career

5 min. Read

Tanked the job interview? Here's how to recover

Tanked the job interview? Here's how to recover

Job & Career

May 23, 2023

If you recently had a bad interview for your dream job, it’s not the end of the road. You may be able to redeem yourself and even get the job. Discover Student Loans offers tips for what to do after a bad interview.

How to make your social media profiles shine ahead of a job search

Job & Career

5 min. Read

How to make your social media profiles shine ahead of a job search

How to make your social media profiles shine ahead of a job search

Job & Career

May 23, 2023

Although most of us have profiles on numerous social media platforms, we may not realize that employers look at them to help make hiring decisions. Discover Student Loans provides tips on how to make your social media profiles shine ahead of a job search.

How to negotiate a salary and job benefits

Job & Career

7 min. Read

How to negotiate a salary and job benefits

How to negotiate a salary and job benefits

Job & Career

May 23, 2023

Negotiating a salary can be intimidating, especially for your first job after college. Check out these tips from Discover Student Loans on salary negotiations and counteroffers to help you land a great benefits package.

My side hustles helped me double my income

Job & Career

5 min. Read

My side hustles helped me double my income

My side hustles helped me double my income

Job & Career

May 19, 2023

Although managing more than one job can be difficult, Discover Student Loans provides you with guidance for earning supplementary income. Learn how side hustles can help you double your salary.

Help! I can't find a job in my major!

Job & Career

7 min. Read

Help! I can't find a job in my major!

Help! I can't find a job in my major!

Job & Career

May 19, 2023

It's not always easy finding a job within your major. Discover Student Loans offers tips for getting a job, which may include getting more experience, taking inventory of your skills, or even moving.

4 ways to set and stick to your goals

Job & Career

4 min. Read

4 ways to set and stick to your goals

4 ways to set and stick to your goals

Job & Career

May 19, 2023

While setting goals seems like an obvious part of adulthood, there's a lot that goes into it. Find out how setting goals plays an important role in your future plans after college with tips from Discover Student Loans.

5 soft skills that can give you an edge in your job search

Job & Career

5 min. Read

5 soft skills that can give you an edge in your job search

5 soft skills that can give you an edge in your job search

Job & Career

May 15, 2023

While hard skills are difficult to acquire prior to gaining work experience, soft skills are great resume boosters. Discover Student Loans explains the importance of soft skills in the workplace.

Helpful terms to know

See more helpful terms

Deferment

A period of time when a borrower is not required to make any payments. During deferment, interest continues to accrue and will be added to the principal balance at the end of the deferment.

Accrued Interest

The amount of interest that accumulates on the unpaid principal balance of a loan. Typically, it is calculated daily.